It's Time To Change!

Time Change!

Are You Ready To Fall Back?

I would like to remind you that this Sunday, November 7th is Time Change Sunday.

Don’t forget to “Fall Back” and set your clocks back 1 hour BEFORE you go to bed Saturday night! Please don't forget to change the batteries in your smoke and carbon dixoide detectors.

And if you or someone you know is considering a move now is the time...interest rates and home prices are historically low plus there is a good supply to choose from.

Eunice Waller

Prudential Simpson & Assoc.

540-842-1061

www.FredericksburgHomeSource.com

New Listing in Charlottesville Va

Customize your own picture slideshow

Eunice Waller
Prudential Simpson & Associates
540-842-1061

Did You Know...

Did you know:

 According to recent data, the total annual production of pumpkins in the U.S. was 931 million pounds. Illinois led the country by producing 429 million pounds, followed by California and Ohio.


Thanks to the popularity of “Twilight” and “True Blood”, vampire costumes are anticipated to be this year's hot Halloween outfit. Also, look for plenty of Na'vi characters from the movie "Avatar" and "Alice in Wonderland" characters, such as Alice, Mad Hatter and the Queen of Hearts.



Last year, the annual per capita consumption of candy by Americans was 24.3 pounds. Kids consume a large portion of that on and during the days immediately following Halloween.

Don’t Forget:

Daylight saving time ends Sunday, November 7, 2010, at 2 a.m. Most will set their clocks back one hour. Arizona (except some Indian reservations), Hawaii, Puerto Rico, the U.S. Virgin Islands and American Samoa do not observe daylight saving time.
 
Hope you have a fun and safe Halloween!


From Your Trusted Real Estate Advisor 

Eunice Waller 

Prudential Simpson and Associates                                     
540-842-1061

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

http://www.fredericksburghomesource.com/

Lot's of Bells & Whistles are Included in this Sweet & Charming Country Home!

NO ONE Knows Real Estate Better - Helping Families Since 1984!

Eunice Waller

Prudential Simpson & Associates

540-842-1061 Call or Text

http://www.fredericksburghomesource.com/

Fly The American Flag on 9/11

September 11, 2011…Fly the American flag of any size on 9/11.

On Saturday, September 11th, 2010, the American flag should be displayed outside every home, apartment, office, and store in the United States. Every individual should make it their duty to display the American flag on the ninth anniversary of one our country's worst tragedies. Please do this honor of those who lost their lives on 9/11, their families, friends and loved ones who continue to endure the pain, and those who today are fighting at home and abroad to preserve our cherished freedoms. The American flag is the fabric of our country and together we can prevail. Take a moment to think back to how you felt on 9/11 and let those sentiments guide you.

Honestly, I think we as Americans should fly the flag year-round, but if you don't, then at least make it a priority on this day.

PS: My Flag is flying!

God Bless You and God Bless America!!!  


http://www.youtube.com/watch?v=tNqUORIFV4I



Eunice Waller

Prudential Simpson and Associates

540-842-1061

http://www.fredericksburghomesource.com/

Let's Look at the Bright Side!

Let’s Look at the Bright Side!

If you still believe in homeownership, then you are not alone. Survey results confirm homebuyer confidence is alive and well.

•  70% think this is a “good” or “great” time to buy a home

•  79% expect real estate prices to increase over the next five years

•  92% believe homeownership is a good investment

•  75% said homeownership is better than stocks and bonds

•  72% prefer homeownership to mutual funds

              (Source: Prudential Real Estate and Relocations Services, Inc. 04/28/2010)

These are some pretty compelling reasons to make a move. Do you agree with these statistics? I am interested to know what you think!

And if you are ready to start house hunting, let’s turn seeing into believing while home prices remain attractive and interest rates are at historic lows.

NO ONE Knows Real Estate Better ~ “Helping Families Since 1984!”

Eunice Waller
Prudential Simpson & Associates


540-842-1061 Call or Text

http://www.fredericksburghomesource.com/

Prudential - Highest Overall Satisfaction for Home Sellers

When you have good news you just have to share it!

Selling your home...I will exceed your expectations!

 Eunice Waller

Prudential Simpson & Associates

Call or Text  540-842-1061

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

www.FredericksburgHomeSource.com

                                              

Spotsylvania Va Home For Sale

Estate Sale!
New On The Market!
And Just As Cute As Can Be! And Just Like New!
3 Bedroom 2 Bath Split Design Doublewide on 1.27 Ac.
1296 Square Feet
Storage Building
Located about 5 Miles From Lake Anna State Park...Worth The Country Drive

MRIS # SP7416103

Very Affordable at $129,900

Click on the Link below for the Photo's
http://slideshow.mris.com/slideshow.cfm?ListingKey=90190742228

If you or someone you know is interested in taking a look call or text me at 540-842-1061

Eunice Waller
Prudential Simpson & Associates
540-842-1061

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

http://www.fredericksburghomesource.com/

Buying More Home For Less

The Wall Street Journal ran an article July 24, 2010 pointing out how record low interest rates and low home prices “are presenting unusual opportunities in the housing market these days—even for so-called underwater borrowers.” Some intrepid homeowners are intentionally taking a loss on their current house, and writing a big check to retire their old mortgage IN ORDER TO BUY TWICE THE HOME FOR NOT MUCH MORE MONEY. Click on the link below to read the full article:
http://online.wsj.com/article/SB10001424052748704421304575383490870014662.html?mod=WSJ_RealEstate_LeftTopNews#articleTabs%3Darticle

If you are interested in taking advantage of today's historically low interested rates and low home prices, let's talk about your possibilities and opportunities...It's what I do!

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Eunice Waller

Prudential Simpson & Associates

You Can Call or Text - 540-842-1061

email: ewaller764@aol.com

http://www.fredericksburghomesource.com/

3 Bedroom, 2 Bath Fredericksburg VA Home For Sale

Call or Text to Schedule a Convenient Time to Take a Look.

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Try to Plan for A Stress Free Move…If there is such a thing!

Try to Plan For A Stress Free Move…If there is such a thing!


Moving can rank right at the top as one of the most stressful experiences a family goes through. Not only do you have to try to pack up all your belongings while still feeding and clothing your family, but you have to find a way to get everything safely to your new home, no matter whether it's across town or across the country. Careful planning can make the process much less stressful.
Time to Get Started
Make sure you give yourself plenty of time to pack your household goods. Many families report that it takes them about a month to pack their entire home. Use your calendar to give yourself deadlines, such as by this date the family room or kitchen will be packed, and try to track your progress.

Find A Good Moving Company
Once you have begun packing, take the time to find a reputable moving company. Have them look at what you have that needs to be moved and give you an estimate of how much the move will cost. Always check the referrals and reviews of a company, and avoid the temptation to use the most affordable mover.
Time to Pack
Remember that your family members will need some supplies to live with while you are packing. Use a suitcase for each family member, packing it with a few days' worth of clothing and some items for entertainment, and keep these separate from your packing area.
You can make the task less overwhelming if you pack one room at a time. This allows you to stay focused, and also helps you purge those items that you simply do not need or want anymore.
First Night
You might want to consider creating an "OPEN ME FIRST" box for each room. This box should hold the most important items that you will need for your first night in your new home. Clearly mark this box so the moving company will know that you need easy access when you get to your new home. Label all boxes and put the boxes in the room they will go in along with a basic description of the contents.
Nothing can completely remove all of the stress of a big move, but being organized as you pack should help make the stress a little easier to handle.


And if you or someone you know is considering buying or selling a home, I can help. It's what I do!

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Eunice Waller
Prudential Simpson & Assoc.
540-842-1061 (You can call or text me)
www.FredericksburgHomeSource.com

www.eunicewaller.blogspot.com

Orange VA Home For Sale...10499 Dulin Lane

http://slideshow.mris.com/slideshow.cfm?ListingKey=90176489931
(CLICK HERE TO SEE PHOTO'S)


Brand New Listing! An AWESOME & STUNNINGLY BEAUTIFUL Brand New Listing! Located in Orange VA, 4500 Sq Ft, 2 Master Bedrooms, Total of 5 Bedrooms, 4.5 Baths, 4 Acres, In Law or Au Paire Suite, 3 Car Garage, Pool, Hot Tub, Pool House, Barn, Fencing, Pasture...So So Much More!
Oh, Did I mention this is a REGULAR SALE? This late 1800's country home has been totally redone and has all the charm of yester year with all of today's amenities!

  10499 Dulin Lane

MRIS # OR7331506.    Listed at $449,900!

Call, Email or Text Me For More Information! You Can Trust That You will not be disappointed!!!!!!!!!

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Eunice Waller

Prudendial Simpson & Associates

(540) 842-1061

http://www.fredericksburghomesource.com/

http://www.10499dulinlane.com/

For Sale: 3BR/3BA Single Family House in Fredericksburg, VA, $249,900

For Sale: 3BR/3BA Single Family House in Fredericksburg, VA, $249,900

Wonderful Home,! 4 Finished Levels! Fantastic Location! This is a Regular Sale! If you HURRY you can take advantage of the Homebuyer Tax Credit before it ends on April 30th.

If you or someone you know is considering a move, I can help you. It's What I do!

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

                       Eunice Waller

Prudential Simpson & Associates

540-842-1061 direct

http://www.fredericksburghomesource.com/

http://www.10608wellingtonstreet.com./

http://therightagent.activerain.com/

So I Am Told...VHDA Loan Program Changes

Change to VHDA / FHA Plus Program Maximum Loan Amount



VHDA (Virginia Housing Development Authority) continues to evaluate programs in an effort to balance program benefits and risks. In consideration of continuing market challenges and the need to maintain the benefit of first –time homebuyer down payment assistance, VHDA is changing the amount available for the second mortgage of the FHA Plus Program.

Borrowers with credit scores between 620 and 679 (or those with no credit score with acceptable non-traditional credit) will be eligible for a second mortgage at a maximum of 3.5% of the lesser of sales price or appraised value.

Borrowers with credit scores of 680 and greater will continue to be eligible for a maximum second mortgage of 5% of the lesser of sales price or appraised value.

The applicable credit score will be the lower of the middle scores of all borrowers.

Maximum second mortgage amount will be based on the credit score available at the time of loan commitment. No increase to the loan amount will be allowed for improved credit scores after loan commitment.

When making a loan reservation beginning May 1, 2010, a credit score for all loan programs will be required to be input in the reservation system. If the score changes it will be updated at the time of loan commitment.


These changes are effective with reservations beginning May 1, 2010.
 
If you or some you know is looking to buy your first home, I can help you. It's what I do!
 
Eunice Waller
Prudential Simpson & Associates
 
540-842-1061
 
http://www.fredericksburghomesource.com/
 

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Just Listed...Stafford, VA Home For Sale

Just in Time to Take Advantage of the Homebuyer's Tax Credit! This is not a foreclosure or short sale!

This slideshow personalized with Smilebox

If you or someone you know would like to take a look, call, email or text me...It's what I do!

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Eunice Waller
Prudential Simpson & Associates
540-842-1061 direct*

http://www.fredericksburghomesource.com/

http://www.442ferryroad.com/

Go Ahead, Get Out The Mop!

Go Ahead, Get Out The Mop!    


Getting ready to sell your home? Go ahead and get out your mop, the bucket and a deep cleaning solution. The key to making a positive first impression is simple…Get it clean, clean, clean! When your house isn't clean, it will instantly send thoughts that you have not maintained your home. Make your house as spotless as you can and you will be ahead of the game. Everyone likes a clean house!
And while you are in the cleaning mode, let's not stop there. You are moving right, so take the minimalist approach. Basically, you want to strip the home to its bare essentials, depersonalize it so potential buyers can see themselves and their lifestyle in the home. For more tips on getting your home ready to sell you can call, text or email me.
And as usual if you or someone you know is considering a move, I can help, it's what I do!

Eunice Waller

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

http://www.fredericksburghomesource.com/

Prudential Simpson & Associates


March 19, 2010

FHA is Changing

FHA is Changing

If you or someone you know is considering a FHA loan, here is a rundown of what is changing in April.

1. Increased mortgage insurance, aka private mortgage insurance which is paid over the life of the loan, will increase from 1.75% to 2.25%.
2. Homebuyers who have a credit score of at least 580 may still be able to purchase a home with 3.5% down, but those with credit scores less than 580 will be required to put down at least 10%.
3. Reduced seller concessions from 6% to 3%. Basically what this means is the person selling the home will now only be able to offer the homebuyers 3% to help defray closings cost.

The bottom line is that the changes will impact some homebuyers more than others.

And as usual, if you or someone you know is considering a move, I can help. It's what I do!

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Eunice Waller
Prudential Simpson & Associates


http://www.fredericksburghomesource.com/
http://eunicewaller.blogspot.com/
http://www.trulia.com/blog/eunice_waller
http://activerain.com/blogs/therightagent

Get Ready To Spring Forward?

I would like to remind you this Sunday, March 14th is the Time Change Sunday.

Don’t forget to “Spring Forward ” and set your clocks ahead 1 hour BEFORE you go to bed Saturday night!


It’s a great time to change the batteries in your smoke detector(s) at the same time you are changing the time on all of your clocks.

And as usual, if you or someone you know is considering a move, I can help, it's what I do!

Eunice Waller
Prudential Simpson & Associates

http://www.fredericksburghomesource.com/

NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"

Coming Soon...Under Total Renovation!

Attention All HomeSellers…Homebuyers Want a Sure Thing!

_{Attention All Homesellers…Homebuyers Want a Sure Thing!}


As more and more homebuyers enter into the real estate market trying to take advantage of the $8000 Home Buyer Credit before it expires on June 30, 2009, I see homes are getting multiple offers
which is something that I have not really seen in years. This means that you the homeowner(s) have the potential for getting more than one offer to choose from.

Homebuyers are growing tired of playing the waiting game. They are tired of waiting for lenders to approve a short sale for a distressed homeowner(s), tired of waiting on the bank's asset manager to send out the paperwork, tired of playing the bidding war, and tired of buying homes "As Is" that are in less than good condition and need work. Most homebuyers do not want or can't wait weeks or months to get an answer from the bank(s).

Homesellers if you are thinking it is time for a change…this could be your opportunity to position yourself for the homebuyers we are currently seeing in the market place. You can offer a quick decision to those buyers looking to meet the Homebuyer Credit deadline and just maybe, you too will have multiple offers to choose from.

So, if you are thinking you want to move, pick up the phone and give me a call, it really is the perfect time to get started. I will be glad to discuss how I will market your home on the internet and I will gladly answer your questions.

 As usual, if you or someone you know is considering a move, I can help you, it's what I do!

Eunice Waller
NO ONE Know Real Estate Better ~ "Helping Families Since 1984!"

 Prudential Simpson & Associates
www.FredericksburgHomeSource.com



02/26/2010