A Home Warranty Can Provide You Peace of Mind
Congratulations, you just moved into your new home! What's that? One of your home's system or appliance had a breakdown. This is not supposed to happen, right? Well, truth of the matter is, it does happen. There is a way to relieve that stress and make home ownership more enjoyable. A Home Warranty!
A Home Warranty Plan is a service contract that covers most major home systems and appliances for a specified term (usually one full year after your closing). When a covered system or appliance becomes inoperable due to normal wear and use, a "qualified contractor" will repair or replace the system or appliance for a fee. (You should read the Home Warranty Plan for the full terms, conditions and fees).
The typical Home Warranty offers comprehensive coverage for major home systems including heating, air conditioning*, plumbing and electrical, and home appliances, such as the kitchen refrigerator*, oven, range, dishwasher, garbage disposal, built in microwave and garage door opener*. Some plans also offer optional coverage, for things such as swimming pools, spas, well pump, and extended pipe leak coverage. You should select the plan that meets the specific needs of the home.
A Home Warranty will cover many items found in the home but there are limitations. Home warranties are not intended to cover general maintenance, cleaning or cosmetic defects. You should always read the Home Warranty Plan for the full terms and conditions.
In most cases, the total cost of a one-year home warranty is less than what most people spend for just one month of premiums on their homeowners, auto or health insurance. A home warranty can offer budget protection, risk reduction and peace of mind.
So, here's the bottom line…if there is a home purchase in your future, ask your Realtor about the peace of mind a Home Warranty give you and your family.
And if you or anyone you know is considering a move, I can help you. It's what I do!
Eunice Waller
NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
Prudential Simpson & Associates
*Optional coverage in some states.